Announcement

Whitesville Community Credit Union and Modern Employees Federal Credit Union are officially one credit union effective December 31, 2025.

Whitesville Community Credit Union
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Accounts

Accounts built for how you actually live.

Checking with no service charge and no minimum balance. Savings that earn. Youth and business accounts with the same friendly service.

01

Checking (Share Draft)

Consumer share draft accounts

Most popular

Community Share Draft Checking

  • No service charge
  • First order of checks free
  • No minimum balance required
  • No per-check fees
  • Debit card
Age 50 and over

50+ Share Draft Checking

  • $0.00 service charge with direct deposit
  • $10.00 without a direct deposit
  • 2 boxes of checks per year free
  • Debit card

Club Share Draft Checking

  • 3 teller checks
  • One stop payment per month
  • 1 wire transfer per month
  • 2 boxes of checks per year
  • $10.00 service charge
02

Savings (Share)

Consumer share savings accounts

Your membership share

Share Savings Account

  • No service charge
  • $5.00 balance required
  • 3 free withdrawals per month, $5.00 per withdrawal after 3
Seasonal

Christmas Club Share Savings

  • No service charge
  • $5.00 balance required
  • 1 free withdrawal per term
03

Youth Accounts

Start them early

Community Youth Share Draft Checking

  • No service charge
  • First order of checks free
  • No minimum balance required
  • No per-check fees
  • Debit card

Youth Share Savings Account

  • No service charge
  • $5.00 balance required
  • 3 free withdrawals per month, $5.00 per withdrawal after 3
04

Business Accounts

Business share draft & savings

Business Share Draft Checking

  • No service charge
  • First order of checks free
  • No minimum balance required
  • No per-check fees
  • Debit card

Non-Profit Share Draft Checking

  • No service charge
  • First order of checks free
  • No minimum balance required
  • No per-check fees
  • Debit card

Business Share Savings Account

  • No service charge
  • $5.00 balance required
  • 3 free withdrawals per month, $5.00 per withdrawal after 3

Share savings

Your $5 share makes you an owner.

Every member holds a Share Savings account with a $5.00 balance. That share is your stake in the credit union, and it’s what gives you a voice in how we’re run.

How to join
Share Savings
 
0.50%APY*
Auto Loans
as low as
3.99%APR
Credit Cards
as low as
7.99%APR

Open an account

Visit either branch with a valid photo ID and $5.00 for your Share Savings account, and you’ll walk out a member-owner.

Find a branch
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Important Announcement

One credit union, one community.

Whitesville Community Credit Union and Modern Employees Federal Credit Union are officially one credit union effective December 31, 2025.

This strategic partnership brings together two mission-driven financial institutions committed to expanding the credit union philosophy of cooperation, community support, and member ownership, encapsulated in the guiding motto of “People Helping People”.

Effective January 1, 2026, Modern Employees Federal Credit Union will begin operating as a division of Whitesville Community Credit Union, under the name “Modern Employees Federal Credit Union, a division of Whitesville Community Credit Union.” The organizations will maintain existing operations and service channels throughout a transitional period, culminating in a unified brand launch under the Whitesville Community Credit Union name in mid-2026.